* {
	margin: 0px;
	padding: 0px;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
}

html {
	scrollbar-base-color: #996633;
	scrollbar-arrow-color: white;
	scrollbar-track-color: #e8e8bd;
	scrollbar-shadow-color: #432c15;
	scrollbar-lightshadow-color: #432c15;
	scrollbar-darkshadow-color: gray;
	scrollbar-highlight-color: #e8e8bd;
	scrollbar-3dlight-color: black;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
}

body {
	font-size: 0.9em;
	text-align: center;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	color: #432c15;
	font-style: normal;
	font-weight: normal;
	background-color: #432C15;
	background-image: url(images/BG.gif);
	background-repeat: repeat-x;
}

hr {
	background-color: #432c15;
	height: 1px;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
	background-position: left;
	margin-bottom:5px;
}

img {
	border-right-width: 2px;
	border-bottom-width: 2px;
	border-top-style: none;
	border-right-style: solid;
	border-bottom-style: solid;
	border-left-style: none;
	border-right-color: #432c15;
	border-bottom-color: #432c15;
}

ul {
	margin-left: 25px;
}

h1 {
	color: #432c15;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 105%;
	text-align: center;
	font-style: italic;
	font-weight: bold;
	text-decoration: underline;
}

h2 {
	color: #432c15;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 95%;
	text-align: left;
	font-style: italic;
	font-weight: bold;
}

h3 {
	color: #432c15;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 95%;
	text-align: left;
	font-style: normal;
	font-weight: normal;
	padding-top: 5px;
}

#wrapper {
	z-index: 1;
	margin-top: 0px;
	margin-right: auto;
	overflow: hidden;
	width: 855px;
	margin-left: auto;
	position: relative;
}

#main-content {
	background-color: #99662c;
	height: 629px;
	width: 855px;
	position: relative;
	left: inherit;
	right: inherit;
	overflow: hidden;
	text-align: center;
	margin-right: auto;
	margin-left: auto;
	z-index: 2;
}

#FAQcontainer {
	height: 460px;
	width: 800px;
	padding-right: 20px;
	padding-left: 20px;
	padding-bottom: 20px;
	background-color: #d9c97b;
	overflow: auto;
	border-right-color: #432915;
	border-bottom-color: #432915;
	border-right-style: solid;
	border-bottom-style: solid;
	border-right-width: 2px;
	border-bottom-width: 2px;
	padding-top: 5px;
	margin-right: auto;
	margin-left: auto;
	margin-top: 25px;
}

#footer-text {
	clear: both;
	float: left;
	height: 25px;
	width: 855px;
}

#header {
	text-align: center;
	overflow: hidden;
	width: 100%;
	height:132px;/*152px total with padding*/
	padding-top: 10px;
	padding-bottom: 10px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 2px;
	margin-left: 0px;
}

#header img {margin-top:10px;}/*add this new rule to position header image if needed*/
#navcontainer {
	float: left;
	width: 810px;
	padding-left: 30px;
	margin-top: 10px;
	margin-bottom: 10px;
}

#navcontainer ul {
	padding-left: 0;
	margin-top: 0;
	/* cancels gap caused by top padding in Opera 7.54 */
	margin-left: 0;
	background-color: #99662c;
	color: #e8e8bd;
	width: 100%;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-weight: normal;
	text-align: center;
	line-height: 1.8em;
	clear: both;	/* fixes Firefox 0.9.3 */
	display: block;
}

#navcontainer ul li {
	font-size: .85em;
	display: block;
	float: left;
	height: 55px;
	list-style: none;
	padding-right: 0;
	padding-left: 0;
	width: auto;
}

#navcontainer ul li a {
	color: #e8e8bd;
	text-decoration: none;
	display: block;
	padding-top: 5px;
	padding-right: 10px;
	padding-bottom: 5px;
	padding-left: 10px;
}

#navcontainer ul li a:hover {
	background-color: #e8e8bd;
	color: #432C15;
	display: block;
}

div.transbox-short {
	width: 200px;
	height: 135px;
	background-color: #d9c97b;
	border: 1px solid #432C15;
	/* for IE */
    filter:alpha(opacity=40);
	/* CSS3 standard */
    opacity:0.4;
	position: absolute;
	left: 35px;
	top: 35px;
	float: left;
	z-index: 3;
}

div.transbox-medium {
	width: 189px;
	height: 373px;
	background-color: #d9c97b;
	border: 1px solid #432C15;
	/* for IE */
  	filter:alpha(opacity=40);
	/* CSS3 standard */
  	opacity:0.4;
	position: absolute;
	left: 35px;
	top: 35px;
	z-index: 3;
	padding-top: 0px;
	padding-right: 15px;
	padding-bottom: 0px;
	padding-left: 15px;
	overflow: visible;
}

div.transbox-long {
	width: 270px;
	height: 460px;
	background-color: #d9c97b;
	border: 1px solid #432C15;
	/* for IE */
    filter:alpha(opacity=40);
	/* CSS3 standard */
    opacity:0.4;
	position: absolute;
	z-index: 3;
	left: 35px;
	top: 0px;
	overflow: auto;
}

div.transbox-links {
	width: 206px;
	height: 485px;
	background-color: #d9c97b;
	border: 1px solid #432C15;
	/* for IE */
  	filter:alpha(opacity=40);
	/* CSS3 standard */
  	opacity:0.4;
	position: relative;
	z-index: 3;
	overflow: visible;
	left: 0px;
	top: -489px;
	float: right;
	visibility: visible;
}

div.transbox-forum {
	width: 260px;
	height: 460px;
	background-color: #d9c97b;
	border: 1px solid #432C15;
	/* for IE */
  	filter:alpha(opacity=40);
	/* CSS3 standard */
  	opacity:0.4;
	position: absolute;
	left: 35px;
	top: 0px;
	z-index: 3;
	overflow: visible;
}

div.transbox-advertise {
	width: 250px;
	height: 269px;
	background-color: #d9c97b;
	border: 1px solid #432C15;
	/* for IE */
    filter:alpha(opacity=40);
	/* CSS3 standard */
    opacity:0.4;
	position: absolute;
	left: 35px;
	top: 35px;
	float: left;
	z-index: 3;
}

div.transbox-long p {
	font-weight: bold;
	color: #432c15;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 80%;
	margin-right: 20px;
	margin-bottom: 15px;
	margin-left: 20px;
	font-style: normal;
}

div.transbox-long h1 {
	font-weight: bold;
	color: #432c15;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
	margin-top: 15px;
	margin-right: 20px;
	margin-left: 20px;
	margin-bottom: 5px;
}

div.transbox-short p {
	font-weight: bold;
	color: #432c15;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 80%;
	font-style: normal;
	margin-top: 0px;
	margin-right: 15px;
	margin-bottom: 15px;
	margin-left: 15px;
}

div.transbox-short h1 {
	font-weight: bold;
	color: #432c15;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
	margin-top: 15px;
	margin-right: 15px;
	margin-bottom: 10px;
	margin-left: 15px;
}

div.transbox-medium p {
	font-weight: bold;
	color: #432c15;
	text-align: justify;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 80%;
	margin: 15px;
	font-style: normal;
}

div.transbox-medium h1 {
	font-weight: bold;
	color: #432c15;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
	margin: 15px;
}

.table {
	border-right-width: 2px;
	border-bottom-width: 2px;
	border-right-style: solid;
	border-bottom-style: solid;
	border-right-color: #432c15;
	border-bottom-color: #432c15;
	color: #432c15;
	font-size: 90%;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-style: italic;
	font-weight: bold;
	height: 100%;
	width: 100%;
}

div.transbox-right p {
	font-weight: bold;
	color: #432c15;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 80%;
	margin: 0.9em;
	font-style: normal;
}

div.transbox-links p {
	font-weight: bold;
	color: #432c15;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 80%;
	font-style: normal;
	line-height: 140%;
	padding-right: 10px;
	padding-bottom: 10px;
	padding-left: 10px;
	padding-top: 5px;
}

div.transbox-links h1 {
	font-weight: bold;
	color: #432c15;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
	text-decoration: underline;
	padding-top: 10px;
	padding-left: 10px;
	padding-bottom: 5px;
}

#footer {
	background: #432C15;
	text-align: center;
	padding-top: 0px;
	padding-bottom: 10px;
	clear: both;
}

.footer {
	font-family: "Trebuchet MS", Helvetica, Verdana, Arial, sans-serif;
	font-size: 65%;
	font-style: normal;
	font-weight: normal;
	color: #e8e8bd;
	text-decoration: none;
	line-height: 1.8em;
}

.footer p {
	font-family: "Trebuchet MS", Helvetica, Verdana, Arial, sans-serif;
	font-style: normal;
	font-weight: normal;
	color: #e8e8bd;
	text-decoration: none;
}

.footer a:link {
	font-family: "Trebuchet MS", Helvetica, Verdana, Arial, sans-serif;
	font-style: normal;
	font-weight: normal;
	color: #e8e8bd;
	text-decoration: none;
	border-right-width: 1px;
	border-right-style: solid;
	border-right-color: #e8e8bd;
	padding-right: 4px;
}

.footer a:hover {
	text-decoration: underline;
	color: #D8C876;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-style: normal;
}

.footer a:visited {
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-style: normal;
	font-weight: normal;
	color: #E8E8BD;
	border-right-color: #c0aa81;
	border-right-style: solid;
	border-right-width: 1px;
	padding-right: 4px;
	padding-left: 2px;
	text-decoration: none;
}

.loginbutton {
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
	text-decoration: none;
}

.links-text {
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
	font-style: italic;
	font-weight: bold;
	color: #432c15;
}

.transbox-links a {
	font-weight: bold;
	color: #432C15;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
	font-style: normal;
	text-decoration: underline;
}

.transbox-links a:hover{
	font-weight: bold;
	color: #996633;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
	font-style: normal;
	text-decoration: underline;
}

.advertise {
	color: #d8c876;
	font: italic 95% "Trebuchet MS", Helvetica, Verdana, sans-serif;
}

.advertise a:link {
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 95%;
	font-style: italic;
	font-weight: bold;
	font-variant: normal;
	color: #d8c876;
	text-decoration: underline;
}

.advertise a:visited {
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 95%;
	font-style: italic;
	font-weight: bold;
	font-variant: normal;
	color: #e8e8bd;
	text-decoration: underline;
}

.advertise a:hover {
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 95%;
	font-style: italic;
	font-weight: bold;
	font-variant: normal;
	color: #e8e8bd;
	text-decoration: underline;
}

.forum image {
	float: right;
	height: 470px;
	width: 400px;
	margin-right: 30px;
}

div.transbox-forum p {
	font-weight: bold;
	color: #432c15;
	text-align: justify;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 80%;
	margin-right: 20px;
	margin-bottom: 15px;
	margin-left: 20px;
	font-style: normal;
}

div.transbox-forum h1 {
	font-weight: bold;
	color: #432c15;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
	text-decoration: underline;
	margin-top: 20px;
	margin-right: 20px;
	margin-bottom: 10px;
	margin-left: 20px;
}

div.transbox-advertise p {
	font-weight: bold;
	color: #432c15;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 80%;
	margin-right: 20px;
	margin-bottom: 15px;
	margin-left: 20px;
	margin-top: 25px;
	font-style: normal;
}

div.transbox-advertise h1 {
	font-weight: bold;
	color: #432c15;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
	margin-top: 25px;
	margin-right: 15px;
	margin-bottom: 15px;
	margin-left: 15px;
}

div.transbox-contact {
	width: 250px;
	height: 250px;
	background-color: #d9c97b;
	border: 1px solid #432C15;
	/* for IE */
    filter:alpha(opacity=40);
	/* CSS3 standard */
    opacity:0.4;
	position: absolute;
	left: 35px;
	top: 35px;
	float: left;
	z-index: 3;
}

div.transbox-contact p {
	font-weight: bold;
	color: #432c15;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 80%;
	margin: 15px;
	font-style: normal;
}

div.transbox-contact h1 {
	font-weight: bold;
	color: #432c15;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
	margin: 15px;
}

.banner-right {
	font: normal 85% "Trebuchet MS", Helvetica, Verdana, sans-serif;
	text-align: right;
	padding-right: 10px;
	padding-top: 0px;
}

#Linksimg {
	width:205px;
	height:485px;
	position: relative;
	left: 0px;
	top: 0px;
	overflow: visible;
	visibility: visible;
	float: right;
}
#consulting {
	float: right;
	height: 46px;
	width: 268px;
	position: relative;
	z-index: 3;
	right: 25px;
	bottom: 75px;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
}


#links {
	float: left;
	width: 645px;
	z-index: 3;
	height: 485px;
	border-bottom-width: 2px;
	border-top-style: none;
	border-right-style: solid;
	border-left-style: none;
	visibility: inherit;
	padding: 0px;
	font-size: 100%;
	font-style: italic;
	border-bottom-style: solid;
	border-bottom-color: #432c15;
	margin-left: 0px;
	text-transform: uppercase;
	border-right-width: 2px;
	border-right-color: #432c15;
	position: relative;
	left: 0px;
	top: 0px;
}

.hr-light {
	background-color: #e8e8bd;
	height: 1px;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
	background-position: left;
	margin-bottom: 5px;
	margin-top: 5px;
}

#col-index {
	width: 855px;
	z-index: 2;
	height: 462px;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
	visibility: inherit;
	padding: 0px;
	font-size: 100%;
	font-style: italic;
	text-align: center;
	margin-right: auto;
	position: relative;
	margin-left: auto;
	float: left;
}

#col-alone {
	margin-left: auto;
	margin-right: auto;
	position: relative;
	z-index: 2;
	border-top-style: none;
	border-right-style: none;
	border-bottom-style: none;
	border-left-style: none;
	height: 460px;
	width: 858px;
	float: left;
}

.transbox-buttontext {
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 90%;
	font-style: normal;
	font-weight: normal;
	text-align: left;
	padding-bottom: 5px;
	padding-left: 10px;
	padding-top: 5px;
}

div.transbox-register {
	width: 250px;
	height: 430px;
	background-color: #d9c97b;
	border: 1px solid #432C15;
	/* for IE */
  	filter:alpha(opacity=40);
	/* CSS3 standard */
  	opacity:0.4;
	position: absolute;
	left: 35px;
	top: 15px;
	z-index: 3;
}

div.transbox-register  p {
	font-weight: bold;
	color: #432c15;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 80%;
	margin-right: 15px;
	margin-bottom: 15px;
	margin-left: 15px;
	font-style: normal;
	margin-top: 15px;
}

div.transbox-register  h1 {
	font-weight: bold;
	color: #432c15;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
	margin: 15px;
}

.faqtext {
	color: #432c15;
	font-size: 75%;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-style: normal;
	font-weight: normal;
	line-height: 120%;
	text-align: justify;
	padding-top: 0px;
	margin-top: 10px;
	margin-right: 10px;
	margin-left: 10px;
	margin-bottom: 0px;
}

.faqtextBOLD {
	color: #432c15;
	font-size: 110%;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-style: normal;
	font-weight: bold;
	line-height: 105%;
	text-align: justify;
	padding: 0px;
	margin-left: 0px;
}

.Banner {
	z-index: 2;
	font: normal 85% "Trebuchet MS", Helvetica, Verdana, sans-serif;
	text-align: left;
	text-indent: 2px;
}

#BannerDCL {
	position:absolute;
	left:600px;
	top:545px;
	width:242px;
	height:auto;
	z-index:3;
	float: right;
	margin-right: -242px;
}

#Banner_MJF {
	position:absolute;
	left:12px;
	top:545px;
	width:257px;
	height:auto;
	z-index:3;
	float: left;
	margin-right: -257px;
}

#ad_button {
	text-align: center;
	text-decoration: none;
}


#footer-links {
	float: left;
	width: 100%;
	z-index: 4;
	position: relative;
}

#faq {
	float: left;
	text-align: right;
	/*display: inline; the float wins out in specifity*/
}

#advertise {
	float: right;
	text-align: left;
	/*display: inline; the float wins out in specifity*/
}
.h1-NoItalic {
	color: #432c15;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 105%;
	text-align: center;
	font-style: normal;
	font-weight: bold;
	text-decoration: underline;
}
.transbox-register a {
	font-weight: bold;
	color: #432915;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
	font-style: normal;
	text-decoration: underline;
}
.transbox-register a:hover {
	font-weight: bold;
	color: #996633;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
	font-style: normal;
	text-decoration: underline;
}
.transbox-contact a {
	font-weight: bold;
	color: #432c15;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
	font-style: normal;
	text-decoration: underline;
}
.transbox-contact a:hover {
	font-weight: bold;
	color: #996633;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
	font-style: normal;
	text-decoration: underline;
}
.faqtext a {

	color: #432c15;
	font-style: normal;
	font-weight: normal;
}
.faqtext a:hover {


	color: #996633;
	font-style: normal;
	font-weight: normal;
	text-align: justify;
}
.transbox-advertise a {

	font-weight: bold;
	color: #432915;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
	font-style: normal;
	text-decoration: underline;
}
.transbox-advertise a:hover {

	font-weight: bold;
	color: #996633;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
	font-style: normal;
	text-decoration: underline;
}
.transbox-long a {

	font-weight: bold;
	color: #432915;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
	font-style: italic;
	text-decoration: none;
}
.transbox-long a:hover {

	font-weight: bold;
	color: #432915;
	text-align: left;
	font-family: "Trebuchet MS", Helvetica, Verdana, sans-serif;
	font-size: 100%;
	font-style: italic;
	text-decoration: underline;
}